How to Negotiate Credit Card Debt

how to negotiate credit card debt

First off, I have to say that writing an article like this doesn’t exactly bring me joy. Yet I know that we’re not all in a position to be able to pay off our debt the old fashioned way. Photo by Images Money Negotiating credit card debt may be the only option for those looking […]

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Insanely Cheap Flights! How To Save Money On Airfare

insanely cheap flights

Chris Guillebeau, Brian Kelly, and Matt Kepnes are well-known throughout the travel community for their ability to hack travel. They’ve made names for themselves by flying cheap and teaching us how to do the same.Sometimes their advice comes free and other times it comes at a cost. After all, they make their money being travel […]

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How to Sell Gift Cards for Cash

how to sell gift cards for cash

It’s just after the holidays, which means that you probably received a lot of gift cards. I’m sure some of these cards are awesome and you can’t wait to go shopping with them. But others may not be so great and you might wish you got cash instead (Jelly of the Month Club, anyone?) Photo […]

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What is Financial Denial, Really?

financial denial

Do you ever wonder why your bank account has less money in it than you wish it had? Do you ever question why you can’t afford certain things? Do you read personal finance blogs, magazines, and books to find ways to spend less money? If so, and if you’re still broke, there’s a chance you’re in financial denial. […]

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The Power of Not Budgeting


I suck at budgeting. I’ve recently realized it’s a complete waste of time. I’m sure you have felt with way at times before, too. Deciding how much to spend on groceries, personal care, and entertainment each month. If you’re like me, you’ve downloaded hundreds of budget templates online. You’ve even tried out many budgeting tools. Well […]

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How Making A Prosperity Picture Will Get You Closer To Financial Independence, Faster

prosperity picture

Are you working at a job you don’t like because you’re not financially independent? You’re not alone. The United States is the most overworked developed nation in the world. Also, working Americans expect to retire at 66. This is an increase of 3 years from 2002. This leaves us all wondering how we’re ever going to reach financial independence early. […]

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