eliminate credit card debt quickly

10 Sure Fire Ways to Eliminate Credit Card Debt Quickly

There are a ton of articles online about how to get rid of your credit card debt, yet much of the advice is impractical. My favorite are the ones that just tell you to earn more, as if it were that simple.Believe me, I’m all for a good side hustle. And I think earning more is a great way to pay off your debt. But if you think that’s the easiest and only way to do it, think again.As most working people know, it isn’t easy to just start making more money – if it were, we’d all be rich. … Read more

insanely cheap flights

Insanely Cheap Flights! How To Save Money On Airfare

Chris Guillebeau, Brian Kelly, and Matt Kepnes are well-known throughout the travel community for their ability to hack travel. They’ve made names for themselves by flying cheap and teaching us how to do the same.Sometimes their advice comes free and other times it comes at a cost. After all, they make their money being travel experts. You can’t hate on them for expecting compensation for sharing their secrets.You may have seen some insanely cheap flights in your lifetime. But are you aware of how to buy bargain-priced airline tickets whenever you want? You don’t have to be a ‘travel hacker’ … Read more

best way to invest 10000

Best Way to Invest $10,000 – Reliable, Practical Advice

If you’ve come into $10,000 and want a sound way to invest it, pay close attention. Finding the best way to invest $10,000 is much easier than you imagine it to be.Investing in stocks, an idea, your business, or your future may seem daunting at first. But once you have a notion of what it requires from you, it’s a whole lot less scary.The pros and cons of investingWhen making any type of financial commitment, you need to first weigh out the pros and cons. How will it make your financial life easier or more secure to put $10,000 into … Read more

living a simple frugal life

Living A Simple, Frugal Life – 5 Inspirational Tips

It shouldn’t matter where you’re at in your financial journey. Maybe you’re retired. Maybe you’re retired early. Maybe you’re broke. Or maybe you’re in financial denial.The fact is, any of us can start living a simple, frugal life.This might be easy for you. If it is, I hope you share your wisdom in the comments below. But if living below your means and decluttering your life has been a challenge, I’m with you.One thing I’ve learned is that you just have to take that first step toward change. Even if it’s small. After that, things will start to move in … Read more

how to sell gift cards for cash

How to Sell Gift Cards for Cash

It’s just after the holidays, which means that you probably received a lot of gift cards. I’m sure some of these cards are awesome and you can’t wait to go shopping with them. But others may not be so great and you might wish you got cash instead (Jelly of the Month Club, anyone?) Photo by Jason TesterBut remember, it’s the thought that counts, and those gift cards may be worth more than you think. Do not let your gifts go to waist! And don’t use them to buy random crap you don’t need, either.Although it may seem overwhelming, selling … Read more

i need money now

13 Easy Ways to Get Paid If You Need Money Now

Life has a way of throwing a curve ball at you when you least expect it. You never expect your car to break down in the middle of rush hour traffic, for instance. You also don’t expect your roof to spring a leak during the heaviest downpour of the year. You do your part to plan for unexpected expenses but something’s got to give. Do you really expect your dryer to crap out the same day your boss announces a business trip? A trip where you need to pay all expenses out of your pocket until the company reimburses you? … Read more

decision fatigue

8 Ways To Cut Decision Fatigue and Boost Your Mood

We make decisions all day, every day, whether we know it or not. This can have a serious effect on our financial behaviors. It can even lead to what’s called decision fatigue, which I’ve talked about before. In this post, I’ll show you 8 ways that you can start to cut decision fatigue with your finances. But first, I want to share this perfect depiction of decision fatigue with you, courtesy of the New York Times: “Decision fatigue helps explain why ordinarily sensible people get angry at colleagues and families, splurge on clothes, buy junk food at the supermarket and can’t resist … Read more

money

18 Essential Money Rules to Get You Through Your 30s

“When Melissa got her first post-college job, she thought she needed a nice new car and new clothes to match her career success. She was able to find the car she wanted and a monthly payment she could afford. The catch was that she had to finance the car for six years instead of five, which added a lot more interest to the loan. As for new clothes, Melissa thought it would be cool to have store credit cards for her favorite stores. The cards gave her discounts on her purchases, so she figured, why not? However, Melissa didn’t realize … Read more

financial denial

What is Financial Denial, Really?

Do you ever wonder why your bank account has less money in it than you wish it had? Do you ever question why you can’t afford certain things? Do you read personal finance blogs, magazines, and books to find ways to spend less money? If so, and if you’re still broke, there’s a chance you’re in financial denial. “…people between 18 and 29 years old — the youngest group in the survey — were the most likely to save relatively little: 37 percent said they save 5 percent or less. Another 18 percent said they save nothing at all.” –Bankrate.com It’s no wonder … Read more

cash

Why You Need to Stop Borrowing Money and Start Using Cash

Recently I was talking with someone about buying a car. First, you have to know that I hate cars. I think they’re a waste of money and nothing more than a means to get from point A to point B. When I bought my car last year I found the absolute cheapest one I could find. I did buy new, but for my situation it made sense. My wife and I both will drive cars into the ground. My previous two cars were a 2000 Saturn LS and a 1999 Jeep Cherokee with 203,000 miles on it. That should give … Read more